Pinnacle Insurance Consultants provides insurance service for the following:
Manufactured Homes Renters
Homeowners Auto Insurance
Condos Flood
Rental properties Other Coverage
Vacant Homes    
 
Pinnacle Insurance Consultants represents substantial manufactured homes markets.   We work with carriers who insure within adult communities, private property, family communities and subdivisions.  Coverage options are available for those who live in Florida seasonally or year round.  We can help you determine the value of your dwelling and attachments such as your screened room, carport and utility shed.
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The home you use as your primary residence is the one which should accompany the most comprehensive coverage.  This policy will cover full replacement of the home itself, your personal property and liability for you and your family living in the home.
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These are policies which cover replacement of the interior of the condo unit. The condominium association’s “master policy" will rebuild the outside of the condo – then your policy responds to re-build much of the interior structure.  This policy also covers your liability, and the personal property inside this residence.  A condo policy can be written for your seasonal home or your primary home.
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This coverage is for homes where you own the property, but someone else lives there.  Commonly, these properties are held as rentals, but often the property owner allows a relative to live in the home.  Both circumstances are insured on a Dwelling policy which covers replacement of the home.  You have the option on this type of policy to add personal property coverage for household furnishings you own in this home and/or liability coverage.
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If for some reason you own a vacant home, we can facilitate coverage for the property.  Vacant homes are those which are not occupied by anyone, and have no personal belongings in them.  This type of coverage can also cover a home currently held for sale.
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When you rent, you have two primary coverage needs: personal property and liability protection.  You determine the coverage level you need to protect your basic property and valuable items.  The liability coverage included in these policies will follow you no matter where you go – worldwide.
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Coverage for all your household vehicles and drivers includes several different options.  We can help you sort through the options available for liability, physical damage, personal injury and all the other optional coverage for auto insurance, so you feel assured you are choosing what you and your family need.
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According to the Federal Emergency Management Agency, we ALL live in a flood zone; it’s just a question of whether you live in a low, moderate or high risk area.  Floods are the most common natural disasters in the U.S. with the average flood claim over $33,000 (source: NFIP website) Flood policies cover your home and personal property.
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Recreational Vehicles
Boats
Motorcycle/ATV
Motor home
Travel trailer
Golf Cart
Excess Liability/ Umbrella coverage
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